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Features

Features and Capabilities of the RealRate Finance Platform

RealRate is independent, open-source, encrypted personal finance software that puts an integrated set of tools at your disposal: analytics, multi-asset portfolio monitoring, loan installment management, Sayad cheque control and cash flow evaluation. All of these features are offered free, with no ads and with your privacy fully protected.

Intrinsic Value Analysis and True Bubble Calculation for Gold and Coins

Calculate the intrinsic value of gold and the bubble on Bahar Azadi and Emami coins from the global ounce and the dollar, free of artificial market pricing.

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Manage Your Personal Asset Portfolio and Investment Basket

Manage gold, coins, currencies, stocks and crypto in one place with custom categories, an allocation chart, comparison with other assets, and secure sharing.

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Record Your Transaction History and Calculate Average Purchase Price

Record asset buys and sells with the Persian calendar, calculate weighted average cost (WAC) and realized profit automatically, and prevent balance errors.

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Complete Management of Loans, Bank Installments and Debt Amortization

Calculate bank installment schedules from interest rate and fees, sort loans by bank with official logos, record payments and get due-date reminders.

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Manage Your Monthly Income and Cash Flow

Record and track monthly income, categorize sources, and see salary and bonus breakdowns with analytical cash flow trend charts in RealRate.

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Smart Management of Sayad Cheques, Due Dates and Clearing Status

Record received and issued cheques with the 16-digit Sayad ID, track clearing and bounce history, and get automatic due-date alerts on your dashboard.

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Scan a Bank Cheque and Extract Its Details Automatically with AI

Extract cheque details instantly from a camera photo or file, with automatic rial-to-toman conversion, validation and form filling, and no image ever stored.

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Maximum Financial Data Security with End-to-End Encryption (E2EE)

Uncompromising protection of your financial data with end-to-end encryption in the browser; the key stays on your device and the server cannot read your data.

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A Personalized Financial Dashboard and a Mobile Web App (PWA)

A customizable financial dashboard with drag-and-drop sections, sync across devices and installation as a progressive web app (PWA) on your phone.

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Start for free today

A few seconds with your email or Google account. No bank card, no ads.