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Smart Management of Sayad Cheques, Due Dates and Clearing Status

The cheque is one of the most widely used commercial and credit instruments in everyday dealings, but managing many cheques with different due dates can be a stressful chore. The RealRate cheques section lets you keep an orderly record of issued and received Sayad cheques, change their status with one click and get due-date reminders in a secure environment.

Complete details of issued and received cheques

You can store every key detail of a cheque in a structured form: the amount in tomans, the Shamsi due date, the issuer or recipient, the bank name with its standard logo, the cheque serial number and the 16-digit Sayad ID.

Separating received cheques (receivables) from issued cheques (payment obligations) helps you assess, at any moment, your upcoming obligations and the cash you expect.

  • Record received and issued cheques with 16-digit Sayad ID validation
  • Choose issuing banks with official logos, or custom banks
  • A summary of amounts in progress, obligations over the next 30 days and bounced cheques

Tracking history and changing the clearing status

A cheque's status changes from the moment it is recorded until final settlement. In RealRate you can set each cheque to statuses such as "Awaiting due date", "In collection", "Cleared", "Bounced", "Transferred" or "Voided".

The quick "Cleared" button lets you settle a cheque with one click right in the cheque list. Every status change is recorded in the cheque's history together with its date and a note, which makes legal document tracking easy.

  • One-click change to Cleared, recording the settlement date
  • Bank follow-up notes without touching the main fields
  • Advanced filters by cheque type, clearing status and issuing bank

Due-date alerts on your dashboard and Excel export

The main dashboard has a dedicated cheque reminder line that flags overdue cheques and cheques due in less than 7 days, with separate amounts, so you never forget the date to pay or collect a cheque.

The CSV export (opens in Excel) also makes it quick to report to your accountant or business partners.

  • Early notice of due dates to keep your account from bouncing a cheque
  • Quick search by counterparty name, Sayad ID or note
  • End-to-end encryption of cheque records to protect confidential commercial documents

How it works

1

Record a cheque with full details

Record the cheque type (issued or received), the amount, the due date, the counterparty name and the Sayad ID.

2

Monitor due dates on the dashboard

As the due date approaches, see the automatic alerts on the main page and manage your account accordingly.

3

Update the status and collection

Once the money is received or the cheque clears, press the "Cleared" button to save the document's final status.

Frequently asked questions

Is the Sayad ID of cheques validated?

Yes. The 16-digit structure of the Sayad ID is checked to prevent human error when entering the digits.

How do I record a bounced cheque?

You can change the cheque's status to "Bounced" and attach a note on the reason for the bounce or any legal action taken to its history.

Can I scan an image to record a cheque?

Yes. The RealRate AI smart scan feature lets you take a photo of a cheque and extract its details without typing them by hand.

Is the security of recorded cheques guaranteed?

All amounts, IDs and names entered in the cheques section are encrypted in the browser with your local vault key and stay completely confidential.

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